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8 important things to know at your twenties

I will turn 30 this November and I am so excited about it. Looking back to my innocent and young 20’s, there are a hundred of things that I wish, if only, I knew earlier.

1. Personal Finance Management

This is the one concept that I regret for not paying enough attention at the early stage of my life. How to save, spend and invest money in a way that can benefit me and my future the most.

No matter how much you can make, if you don’t know how to use it wisely or if you just spend it unintentionally, you can’t make much progress in life in terms of your financial status.

A tiny saving daily turns into a big amount after years. Or a successful investment can bring life to another level when it’s the right time, …

I sincerely urge you to study this definition as early as possible to be able to achieve a better life quality.

2. Real Estate Investment

No matter what you’re doing as a day job, it makes a huge difference if you own a property or not.

You don’t have to make much more money to be able to have your own apartment or land. There are always ways and options if you spend enough effort to dig into it.

Until you can own real estate, your life will turn into another page with more options and more freedom to pursue your dream or do what you want, not what you have to.

In the long run, real estate is something that can never lose its value but increase. Instead of spending money on things that are likely to lose value over time such as: luxury cars, shoes or purses,… , you’d better use it for achieving your first property. After you have real estate on your own and a stable income, spending on those luxury and expensive things is never too late.

3. Travel should not be your priority

The current media are encouraging us to travel more than ever, making young people think that travel should be a priority of your life, more than anything else.

Of course, travel is great, adding so much value to life but it should never be your priority above all. You should not spend your youth just to travel and show off your adventurous pictures online.

I have seen all over social media these days, something like: “you should go when you’re still young, as much as you can because YOLO

I agree that you should travel while you’re young to broaden your mind and nurture your soul. But please, never make it a priority.

Let’s spend youth on working hard and creating a career, a life you dream of because you are the most energetic, healthiest and free at your twenties. Let those trips be a part of this journey, not a priority.

4. Passion is a kind of “unrealistic” concept

You may have heard at least once in your lifetime the saying “Follow your passion and money will come”. You know, your passion doesn’t have to be the one you can earn money from.

Let’s be practical first.

Choose what you can do the best and focus to improve your skill set daily for better income. Because no matter what you do, there are always certain uncomfortable daily tasks.

When you’re financially secure, you have full power to follow your passion, no matter how crazy it is. Or you can always pursue the passion in your free time as a way to recharge your energy.

You know, money doesn’t come from a passion, it comes from hard work with high discipline, consistent commitment, wisdom built over time and a little bit of luck.

I wish I were sober enough to realize it sooner.

5. Life plan is important

I have never thought about something called “LIFE PLAN”, in a realistic and serious way, before.

All I have done is let the daily flow bring me to wherever it wants. I was constantly floating and wandering during my twenties.

I dreamed of something and wanted to become something but I have never ever sat back and evaluated, researched, made a detailed plan and set a deadline. All I have ever done is just day – dreaming without any proper trials and actions.

I didn’t have any specific goal in 1 year, 2 years or in 5 years. I thought it’s too far and too impractical and unachievable to have a life plan for myself.

Of course, I would fail at some points but it’s way better to have a purpose than having nothing at all. Even if it doesn’t work, I could still review and adjust frequently.

But I didn’t.

6. How to be focused and be patient

I easily got distracted from what I have seen on social media – how happy and successful my network looks like.

I was so focused on stalking other’s lives that I forgot my own.

I didn’t notice that people just show their best online and hide their worst offline?

I didn’t know how much it takes and how hard it was for them to be able to post such things.

I was doing something for a while, gave up and tried something else. And finally, I complain about why I am not good at anything. It was just because I wasn’t patient enough to really focus and put enough time and effort on anything.

7. I wish I could start dating earlier

God has his own reason to create Adam and Eva together.

I just realized that having a life partner who can support, encourage and stay by your side is something worth paying attention.

Your first love may or may not be your last one but by meeting different guys/ girls, you can learn what type of partner suits you the most or what kind of life you really want, a single life or a relationship.

I used to think that I was too young to date or dating was something bad when I was young. I even wrote a detailed article about why I was still single when I was 26.

Now, when I am just a beginner in dating’s world in my late twenties, I became fully aware that I have no idea about how to date. With more burden and stress from an adult life, dating now is much different than it was when I was still wild and free.

8. How to sit correctly

I have been sitting a lot since the early of my twenties, sitting during the days and sitting during the nights, continuously. Sometimes, just to read an E-novel without taking a break.

Now, when I am about to turn 30, I have to endure the low back pain, nights and days.

Please pay attention to your sitting position and stand up after 30 minutes to 1 hour. And move your body as much as possible, even just gentle walking does wonders.

It’s best if you could understand these things early. Now, you can’t go back and change anything anymore. But you can always start to make a difference from today, so in another 3 to 5 years, you won’t look back in regret as I am doing now.

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